Many private medical insurance policies cater for people up to the age of 65, some also offer cover up to the age of 70. Some providers will not take clients over a certain age, while others will cater for clients of all ages, it is important to shop around in order to find out what deals you can get from different providers.

People are living longer and as a result more insurance companies are offering insurance policies to people over the age of 65 or 70.

Do policies cost more for older people?

Statistically, older people are more likely to become ill, even they have good general health and live a healthy lifestyle, so insurance policies are more expensive. Fees vary according to the provider, the health of the individual and their age, so it is a good idea to get quotes from a few different providers and see what different companies can offer for your budget.

How can I find a policy for older people?

You can research insurance policies by going online, telephoning different medical insurance companies or arranging to see a financial adviser. If you have no idea what you are looking for it is probably best to see a financial adviser as they can get all the facts from you, find out what you want from your policy and explain the options available to you. They will also be able to recommend good plans, highlight current offers or incentives and ensure that you use a reputable company.

Saga specialises in insurance for older people, they offer car, home, life and travel insurance as well as private medical insurance.